Frequently Asked Questions

What is the interest rate?
Rates vary from 2.99% to 4.99%. The interest rate will vary depending on a number of factors. We continue to compare our rates with all other finance and lending companies and remain confident that we are lower than our competitors.
What is the requirement for being approved for a loan?
The requirements are very simple and easy. If you have a contract for employment and can provide a suitable co-maker we can in most cases approve your loan.
What is the loan term?
Loan terms can vary between 3 months and 18 months. You have the option to choose your term to meet your best repayments.
How do I apply for a Salary Loan?
Salary loan is intended for clients who have established a good payment history through Quick Cash Loans or clients who are earning more than Php 20,000 per month and require a higher loan amount.
How much can i borrow?
You can borrow up to 2 x basic salary or from 30,000 pesos to 100,000 pesos.
Are there any deductions from the amount I borrow?
No. For a salary Loan you will receive 100% of your approved amount. There may be a need to open a checking account and hold a minimum deposit in the account until your loan is repaid.
How much can I borrow?
First-time applicant can borrow up to 25,000 pesos. Once you establish a good payment record you can apply for a higher amount.
Do I qualify for a Quick Cash Loan?
Our approval process is simple. In most cases you will be approved for a Quick Cash Loan if you are a permanent employee with the same company for at least one year. At present we only offer this loan product in selected branches.
Are there any deductions from a Quick Cash Loan?
Yes. We deduct the interest from you loan amount. For example if you loan Php 25,000 for 3 months you will receive Php 22,007.50.

Our Mission

Our mission is to provide a quick easy friendly loan service for our clients. We assist them to meet loan requirements, we collect loan obligations in a professional supportive environment and we achieve a win/win for our client and the company